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Capital Solutions

Financing

How We Invest

Investment Structure

The Flex Fund offers an integrated capital approach, deploying structures across the debt-to-equity continuum to meet the impact goals and cash flow needs of the business. We specialize in Revenue-Based Financing as a patient, flexible structure that can fuel growth without diluting ownership.

Revenue-Based Financing

RBF is debt that is flexible and works in alignment with a company's growing revenue. RBF is selling a piece of revenues instead of selling ownership. Payments can be structured over a fixed time period or until the negotiated rate of return is achieved.

Alternative Structures as Needed

Equity, warrants, hybrid structures as appropriate for the industry, mission and stage of business.

Non-Financial Capital

Technical assistance, mentoring, and access to networks go hand-in-hand with our flexible risk capital to ensure the sustainable growth of our portfolio companies.

Terms & Structure

Financing Terms

Our financing is designed to meet the unique needs of sustainable businesses in New England, offering flexibility that traditional lenders often can't provide.

  • Investment Range

    $100,000 – $500,000, higher with aligned investment partners

  • Use of Capital

    Permanent working capital

  • Typical Term

    5 to 7 years

Requirements

Eligibility Criteria

Portfolio companies typically demonstrate the following characteristics

Mission Alignment

Operating in sectors aligned with our mission including food systems, forest products, clean technology, green building, waste management

Established Revenue

Sales typically exceeding $500,000 annually for RBF loans

Growth Trajectory

Projected sales growth of 15-20%+ yearly with margins supporting payments

Strong Management

Well-supported growth strategy with capable team

Priority Investment Areas

The fund prioritizes companies that demonstrate impact across multiple dimensions:

Addressing supply chain gaps
Demonstrating environmental impact
Promoting diversity and equity
Providing living wages and benefits
Sustainable business growth
Regional economic development

Ready to Learn More?

Contact us to discuss how the Flex Fund can support your business growth.

Contact Us