Capital Solutions
Financing
The Capital Landscape
Where the Flex Fund Fits
The Capital Continuum illustrates the range of financing tools and types of capital providers that are available to entrepreneurs; many companies will need a mix of different capital sources over time, aligning with their stage of growth and goals. At the Flexible Capital Fund, we specialize in the space between traditional debt and equity, providing patient, flexible revenue-based financing and other forms of growth capital to businesses that may not fit conventional financing models.
Tap the graphic to read more about the Capital Continuum, or download the PDF.
How We Invest
Investment Structure
The Flex Fund offers an integrated capital approach, deploying structures across the debt-to-equity continuum shown above to meet the impact goals and cash flow needs of the business. We specialize in Revenue-Based Financing as a patient, flexible structure that can fuel growth without diluting ownership.
Revenue-Based Financing
RBF is debt that is flexible and works in alignment with a company's growing revenue. RBF is selling a piece of revenues instead of selling ownership. Payments can be structured over a fixed time period or until the negotiated rate of return is achieved.
Alternative Structures as Needed
Equity, warrants, hybrid structures as appropriate for the industry, mission and stage of business.
Non-Financial Capital
Technical assistance, mentoring, and access to networks go hand-in-hand with our flexible risk capital to ensure the sustainable growth of our portfolio companies.
Terms & Structure
Financing Terms
Our financing is designed to meet the unique needs of sustainable businesses in New England, offering flexibility that traditional lenders often can't provide.
Investment Range
$100,000 – $500,000, higher with aligned investment partners
Use of Capital
Permanent working capital
Typical Term
5 to 7 years
Requirements
Eligibility Criteria
Portfolio companies typically demonstrate the following characteristics
Mission Alignment
Operating in sectors aligned with our mission including food systems, forest products, clean technology, green building, waste management
Established Revenue
Sales typically exceeding $500,000 annually for RBF loans
Growth Trajectory
Projected sales growth of 15-20%+ yearly with margins supporting payments
Strong Management
Well-supported growth strategy with capable team
Priority Investment Areas
The fund prioritizes companies that demonstrate impact across multiple dimensions:
Ready to Learn More?
Contact us to discuss how the Flex Fund can support your business growth.
Contact Us